Commercial Mortgages in Comox Valley: Get the Right Fit with Smart Mortgage Approvals

At Smart Mortgage Approvals, we’re your trusted partner in navigating the complexities of commercial mortgages in the Comox Valley. We understand the unique requirements of lenders and how to align them with your specific needs. Our strong relationships with financial institutions ensure your application is presented with credibility and professionalism.

Experience a Higher Success Rate

We boast a success rate exceeding 90% because of our meticulous approach. Here’s what sets us apart:

Free Initial Consultation: We assess your project’s viability upfront at no cost.

Expert Guidance: Once we partner, we provide comprehensive coaching, consulting, and analysis to structure the most favorable deal for you.

Pre-Underwriting Advantage: We essentially pre-approve your application before presenting it to lenders, streamlining the process and securing better rates.

Honesty You Can Trust: We believe in transparency. If your application has a low chance of success, we’ll advise against proceeding – sometimes saying “no” is the best service we can offer.

Transparent Fee Structure

Unlike traditional lenders, borrowers cover the broker fee in commercial financing. Our fees are based on the complexity of your deal and are clearly outlined from the start. In some cases, an upfront deposit may be required. However, in most instances, you won’t pay until we secure a Letter of Interest (LOI) from a suitable lender.

25% Upon LOI Acceptance: If you accept the terms of the LOI, a quarter of the total fee becomes due.

Balance Due Upon Commitment: The remaining fee is payable when the lender issues a firm commitment on the loan.

Products We Specialize In

Through our extensive network, we connect you with senior lenders and underwriters for a wide range of commercial properties, including:

Multi-family residential buildings (6+ units)

Office spaces, professional buildings, and medical/dental facilities

Freestanding owner-occupied commercial buildings (retail, manufacturing, service)

Warehouses, mini-storage facilities, and other investor-owned properties

Hospitality ventures (restaurants, hotels, motels, pubs)

Real estate development projects (subdivisions, condominiums)

Care homes, seniors’ housing, and low-cost housing developments

Ready to Discuss Your Project?

Contact Smart Mortgage Approvals today! We’re here to guide you through the commercial financing process and secure the perfect mortgage solution for your Comox Valley project.